Use Case 5

Funding Wireless POTS Deployments in the USA

Wireless POTS replaces legacy copper landlines with LTE/5G or broadband adapters that deliver analog dial tone to alarm panels, elevator phones, and fax machines. As carriers retire copper networks and service mandates expire, businesses must migrate to remotely managed digital alternatives.

Rising costs for legacy lines, shrinking carrier support, and failover requirements in life-safety and compliance environments push that migration. Wireless POTS deployments require certified hardware purchased and installed at scale, backed by multi-year service contracts.

Murabaha Principles for Funding Wireless POTS Deployments in USA

SukukFi funds these deployments through Murabaha financing tied to the equipment and service contract, with repayments matched to recurring revenue over the contract term.

• Contract-linked funding: SukukFi structures financing around recurring revenue agreements, over 36 months.
• Direct vendor payment: SukukFi pays approved suppliers to procure deployment hardware.
• Known profit margin: Cost plus markup is disclosed upfront with clear repayment terms.
• Receivable security: SukukFi secures the contract receivables and collects customer payments through its banking infrastructure.

Sharia conclusion: The structure is asset-backed and transparent, avoiding riba by tying funding to real economic activity and measurable service delivery.

Comparison to interest-based financing: Loans charge interest on cash advances. Murabaha financing links returns to tangible equipment and disclosed markups, giving operators predictable costs while aligning funding to delivered capacity and contracted cash flows.