Mudarabah Principles for Traffic Funding
SukukFi applies a Mudarabah structure to fund postpaid traffic, paying suppliers and distributing profits according to pre-agreed terms:
- Capital deployment: Investment vaults (rab al-mal) provide funds to an operating entity (mudarib) on CommTrade to serve a pre-approved debtor, such as a Tier 1 operator or hyperscaler.
- Vendor payments: CommTrade automates supplier payments for the debtor’s traffic while enforcing profitability thresholds.
- Real-time profit control: CommTrade validates traffic and margins, removing unprofitable routes to protect returns.
- Profit realization: When the debtor pays the invoice, SukukFi collects funds into a fiat account, converts them to stablecoins, and distributes them to the investment vault and the mudarib according to the agreed profit split.