How SukukFi Works

SukukFi connects telecom technology companies that need working capital with DeFi depositors who want real-yield exposure. The mechanism runs on Berachain smart contracts.

1. Pool creation: A financing pool opens for a specific borrower with defined terms and a profit-sharing ratio. The PrimeTel vault, currently live, finances wholesale voice-minutes purchases under a Mudarabah structure.
2. Capital deposit: You deposit USDT0, USDC.e, or HONEY into the vault. The ERC-7540 async flow places your deposit in a pending state until the Investment Manager fulfills the batch. You then claim duPRT, the bond share token.
3. Capital deployment: Deployed capital funds the borrower’s supplier invoices. CommTrade sits in the traffic path, so every funded amount is calculated from call detail records for traffic that has already been carried and already been rated. No amount is advanced against a forecast, an estimate or a commitment of future volume, which is why there is no reconciliation or true-up later.
4. Buyer settlement: When buyers pay their invoices, capital returns to the vault with the agreed profit share.
5. Profit distribution: Profit accrues to duPRT holders proportional to their pool ownership, based on actual settlement outcomes. There is no fixed interest; returns depend on business performance.
6. Exit: Redeem duPRT through the async vault flow. A Kodiak AMM secondary market is planned but not yet live.