How SukukFi Works

SukukFi connects telecom technology companies that need working capital with DeFi depositors who want real-yield exposure. The mechanism runs on Berachain smart contracts.

1. Pool creation: A financing pool opens for a specific borrower with defined terms and a profit-sharing ratio. The PrimeTel vault, currently live, finances wholesale voice-minutes purchases under a Mudarabah structure.
2. Capital deposit: You deposit USDT0, USDC.e, or HONEY into the vault. The ERC-7540 async flow places your deposit in a pending state until the Investment Manager fulfills the batch. You then claim duPRT, the bond share token.
3. Capital deployment: Deployed capital funds the borrower’s supplier invoices. The on-chain settlement layer records and verifies each transaction.
4. Buyer settlement: When buyers pay their invoices, capital returns to the vault with the agreed profit share.
5. Profit distribution: Profit accrues to duPRT holders proportional to their pool ownership, based on actual settlement outcomes. There is no fixed interest; returns depend on business performance.
6. Exit: Redeem duPRT through the async vault flow. A Kodiak AMM secondary market is planned but not yet live.